The Massachusetts Minutemen will take on the Toledo Rockets at noon ET on Saturday at Warren P. McGuirk Alumni Stadium. UMass is 0-4 overall and 0-2 at home, while Toledo is 2-2 overall and 1-1 on the road. This will be the third-ever meeting between the teams with Toledo winning in both 2014 and 2015.

The Rockets are favored by 27 points in the latest UMass vs. Toledo odds from Caesars Sportsbook, and the over-under is set at 56. Before entering any Toledo vs. UMass picks, you'll want to see the college football predictions from the model at SportsLine.

The SportsLine Projection Model simulates every FBS college football game 10,000 times. Over the past five-plus years, the proprietary computer model has generated a stunning profit of almost $3,300 for $100 players on its top-rated college football picks against the spread. After going a sizzling 9-3 in Week 4, It also enters Week 5 of the 2021 season on an 81-61 run on all top-rated college football picks. Anyone who has followed it has seen huge returns.

Now, the model has set its sights on Massachusetts vs. Toledo. You can head to SportsLine to see its picks. Here are several college football odds for Toledo vs. Massachusetts:

  • Massachusetts vs. Toledo spread: Massachusetts +27
  • Massachusetts vs. Toledo over-under: 56 points

What you need to know about Massachusetts

The Minutemen lost to the Coastal Carolina Chanticleers on Saturday, 53-3.  UMass was in a tough position by the half, with the score already sitting at 36-0. QB Brady Olson had a tough game, throwing for only 86 yards on 23 attempts.

Few teams have struggled as much as UMass this season as it currently has the worst-scoring defense (47.8 PPG) and the seventh-worst scoring offense (16.5 PPG). The one bright spot for the team has been the play of RB Ellis Merriweather. The junior has 231 rushing yards on a solid 5.4 rushing averagem but has failed to find the end zone on the ground.

What you need to know about Toledo

Meanwhile, Toledo had a touchdown and change to spare in a 22-12 victory over the Ball State Cardinals on Saturday. Toledo QB Dequan Finn rushed for one TD and 106 yards. That touchdown -- a 70-yard rush in the second quarter -- was one of the highlights of the matchup.

Flynn is part of the two-headed rushing attack for Toledo as he has 213 yards on the season while Bryant Koback leads the team with 282 rushing yards. They've each scored three total touchdowns while Koback also ranks second on the team with 12 receptions. The two have accounted for 46 percent of Toledo's scrimmage yards and 67 percent of its offensive touchdowns.

How to make Toledo vs. Massachusetts picks

The model has simulated Massachusetts vs. Toledo 10,000 times and the results are in. It is leaning over on the total, and it's also generated a point-spread pick that is hitting in over 50 percent of simulations. You can only see the pick at SportsLine.

So who wins Toledo vs. Massachusetts? And which side of the spread hits in over 50 percent of simulations? Visit SportsLine now to see which side of the Massachusetts vs. Toledo spread to back, all from the advanced model that is up almost $3,300 on its top-rated college football spread picks, and find out.